![]() ![]() KeyBank CDs are standard CDs that work like most time deposit savings accounts. Your actual earnings rate may differ if you decide to withdraw interest during a term. Note that the stated APYs above assume you will leave interest in your account to compound until maturity. Terms of up to 180 days are only eligible for payments at maturity, but terms of between 181 days and 12 months can take payments monthly, and terms of between 13 and 120 months can take payments monthly, quarterly or annually. KeyBank permits account holders to take regular interest payments if they don’t want to have their earnings automatically reinvested into their accounts. Grace Period for Early Withdrawals After Maturity Terms of 48 months or more: 12 months’ simple interest Terms of 24 months to 47 months: nine months’ simple interest Terms of 360 days to 23 months: six months’ simple interest Terms of 90 days to 359 days: three months’ simple interest Terms of 32 days to 89 days: one month’s simple interest Terms less than 32 days: all simple interest earned (minimum seven days’ worth) ![]() Tiered long-term CDs: six months to 10 years (customizable by month) Short-term CDs: seven days to 179 days or six months (customizable by day) This penalty ranges from all earned interest to a year’s worth of interest. You may also add funds during this grace period.Īs can be expected for standard CDs, KeyBank charges a penalty for withdrawing funds before a term is up. At the end of a term, account owners have ten days to withdraw principal without penalty or allow a CD to renew for another term at the rate available at the time of renewal. Interest compounds daily for all CDs at KeyBank, and some terms allow you to take optional interest payments before maturity. At KeyBank, short-term CDs are categorized as those less than six months and long-term CDs are categorized as those longer than six months. Terms start at seven days and go up to 10 years, and there are many uncommon lengths available by customizing the number of days or months. Short-term and tiered long-term CDs require a minimum opening deposit of $2,500, and the KeyBank Jumbo High Yield Certificates of Deposit require a minimum opening deposit of $100,000. KeyBank offers three types of CDs: short-term CDs, tiered long-term CDs and high-yield jumbo CDs. *Higher Relationship Rewards rates are for customers who open a qualifying KeyBank checking account Everybody happy? Perfect.KeyBank Tiered Long-Term Certificates of Deposit Career advice for someone starting at Chase is to be open, be inquisitive, and really be the CEO of your own career. ![]() Three words to sum up my day: fast-paced, fun, envelope-pushing. It gives you the opportunity to say, "What can I do better?" Or, "What could I have changed to meet that goal differently the next time?" Favorite song: "Ribbon in the Sky." My dream job as a child was to be a pediatrician. Sometimes, you meet your goal, and sometimes you don't. It clears my mind, helps me be a better person, a better worker. It really gives me the opportunity to, like zone out on all other distractions. At Chase, what I'm looking forward to next is opening the first Chase Sapphire Lounge at an airport and seeing that come to life. And while at Chase, I've had the opportunity to do that as I've also grown my career. Career mobility is important to me because I like to continue to be challenged and to learn new things. I definitely was given the opportunity to lead and drive the go-to-market execution. I moved to the card business, where I launched our embedded partner strategy. I was responsible for firm-wide strategy, for blue-chip digital companies. My career at Chase started in corporate development. It attracts great talent to the firm and it also keeps talent at the firm. It really is a company that's known for moving people from different businesses and giving them opportunities. My typical day could be anything from working with a partner on a new marketing strategy to fixing a tech bug in their app. For partnerships, we are really focused on creating amazing experiences for our customers and third-party apps. I am a managing director and head of Chase Sapphire Partnerships. ![]()
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